If you are married or have children, you need life insurance. Think about this: Your spouse or child becomes completely disabled or seriously ill and the hospital bills are piling up. How will you pay them? If your spouse or child passed away, do you have nearly $10,000 for final expenses AND hospital bills? Probably not. Life insurance will pay for medical expenses while your loved one is still alive to ensure the very best medical care. It will also replace your spouse's lost income by sending you money every month if he or she were to die. If you don't have life insurance, get it while you're still young. The younger you are, the more affordable it is. Remember, we are not promised tomorrow.
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