Stocks and bonds are very risky investments. The riskier the investment, the less protection you have from losing your money. CD's and savings accounts are safer investments, but the interest rates that they pay are SUPER low. The perfect balance of financial safety and competitive rates is a fixed annuity. Fixed annuities provide a guaranteed interest rate, guaranteed retirement income and a death benefit. Fixed annuity interest rates are higher than CD interest rates, savings account rates and many other investment rates.
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